Finance and Payment Options

At Partridge Jewellers we offer a range of payment and finance options to get you the item you want on terms that are right for you.

Instore Payment

In any of our stores you can pay with Mastercard, Visa, American Express, AliPay, WeChat Pay, China Union Pay, by direct bank deposit or using one of our Gift Certificates.

We also offer the convenience of lay-by as an alternative. One of our staff in store can assist with this option.

Long Term Finance

For Long Term Finance options, we offer finance through Q Card Q Mastercard and Gilrose Finance. A range of interest-free terms are available.

Q Card and Q Mastercard

When purchasing in store, we offer interest free on purchases over $500 on either Q Card or Q Mastercard. A 10% deposit will be required. Some product exclusions may apply.

Subject to lending approval, an Establishment fee of $55 (for your first long term finance transaction) or a $35 Advance Fee (for subsequent transactions) applies. Standard Interest Rate (currently 25.99% p.a) applies to any outstanding balance at the end of any interest free period. Minimum payment of 3% of monthly closing balance or $10 (whichever is greater) are required throughout the interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.

For more information on Q Card fees, click here. Or for Q Mastercard click here.

Gilrose Finance

For larger purchases, Gilrose Finance is another possible long term finance option available in our stores. Interest free terms are available, but some product exclusions apply. A 20% deposit is required.

Subject to lending approval, Gilrose Finance charges a $55 booking fee, a $4.75 monthly account fee and up to $10 credit check fee. Other charges may apply and can be found here. Following the completion of any interest free period interest will be applied to any unpaid loan amount, currently at 12.5% p.a.

Apply for pre-approval here or our staff can assist you with this process in store.



Online Payment

For online purchases you can pay with Mastercard, Visa, American Express or by Humm.

Humm is a buy now, pay later option for online purchases up to $10,000.

Humm purchases require a 20% deposit and the fortnightly payments can be spread over 6-24 months. Humm is interest free but there is a $20 establishment fee, a monthly $2.50 fee and a $10 fee for late payments.

For you to be eligible to use Humm you must be 18 years or older, a permanent resident of New Zealand, have a valid email address and mobile number, have a New Zealand driver’s license or passport, be permanently employed working at least 25 hours per week or receiving New Zealand Superannuation or Veterans pension, not be undischarged bankrupt or have reasons to believe you may become insolvent.

To learn more about Humm’s terms and conditions click here.